Insurance Recognition Overview
At present, the osteopathic profession in Canada is still in the process of gaining broader recognition across insurance providers. As regulatory frameworks continue to evolve, reimbursement policies may vary between insurers.
The Association is actively working with insurance companies to expand recognition and improve reimbursement accessibility for members. This page provides updated information and downloadable resources to support compliant billing and successful claims.
- Recognition of osteopathic services varies by insurance provider
- Some insurers have established reimbursement policies, while others are in progress
- Coverage for medical devices is generally more consistent and widely accepted
- Members are encouraged to verify coverage directly with each insurance provider


📌 Important Notice
Members are advised to prioritize the compliant use of Medical Devices (e.g., braces, compression stockings, custom orthotics, TENS devices), as these are widely recognized by most insurance providers with clearer policies, higher annual limits, and better approval rates.
- Ensure all documents are complete and accurate
- A physician’s prescription is often required
- Product details must match actual packaging information
- Insurance companies may independently verify product eligibility
| Insurance Company | Osteopathic Treatment | Medical Devices | Claim Forms |
|---|---|---|---|
| Blue Cross Insurance | OK | OK | Downloand |
| Benecaid Insurance | OK | OK | Downloand |
| Canada Life | Negotiating - try | OK | Downloand |
| ClaimSecure Insurance | OK | Downloand | |
| Chamber of Commerce | OK | OK | Downloand |
| Coughlin Insurance | OK | OK | Downloand |
| Desjardins Insurance | OK | OK | Downloand |
| Green Shield Insurance | OK | Downloand | |
| Eclipse Financial | OK | OK | Online Claim |
| Empire Life Insurance | OK | Downloand | |
| Equitable Life Insurance | OK | Downloand | |
| Group Source | OK | OK | Downloand |
| Guard.Me International Insurance | OK | OK | Downloand |
| Industrial Alliance Insurance | OK | Downloand | |
| Imperial Life Assurance | OK | OK | Downloand |
| Johnston Group Insurance | OK | OK | Downloand |
| Manion Wilkins & Associates | OK | Downloand | |
| Manulife Insurance | Negotiating - try | OK | Downloand |
| MDM Insurance | OK | OK | Downloand |
| NexgenR Insurance | OK | OK | Downloand |
| Olympia Benefits | OK | OK | Online Claim |
| People Corporation Insurance | OK | OK | Downloand |
| RBC Insurance | OK | Downloand | |
| Standard Life Insurance | OK | OK | Downloand |
| Sun Life Assurance | Negotiating - try | OK | Downloand |
| The Co-operators Insurance | OK | OK | Downloand |
| Union Benefits Insurance | OK | OK | Online Claim |
| USW Canadian | OK | OK | Downloand |
| UFCW Insurance | OK | OK | Downloand |
| Wawanesa Life | OK | OK | Downloand |
