新保险公司应先通过寄送方式报销

If the insurance company you first contact doesn’t have the therapist’s name in its database, you won’t be able to find it for online reimbursement. Instead, you’ll need to complete the insurance company’s reimbursement form and mail it. Once processed, the insurance company will add the therapist to their online database, allowing future customers to find the therapist for online reimbursements.

For traditional reimbursement, where you fill out the form and mail the receipt, the insurance company typically doesn’t conduct an audit. In contrast, online reimbursements, which don’t require the receipt from the clinic or therapist, have a higher risk of fraud and are less likely to be audited.